In this exclusive op-ed, industry/government veterans Brian D. Montgomery and Keith Becker make the case that FHA should resist the urge to reduce premiums while economic uncertainties and the fate of serious delinquencies remain.
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The FHA’s recent Annual Report of its MMI Fund highlights a key area that has been saving money for taxpayers. Five Star Institute’s President and CEO, Ed Delgado makes a case for why certain tweaks to the FHA’s CWCOT program would provide a win-win for borrowers and the FHA.
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The capital reserves in FHA’s Mutual Mortgage Insurance Fund have remained above the statutory minimum for the fourth consecutive year. Here are the opportunities and headwinds the FHA foresees for this portfolio.
Read More »The FHA’s Mutual Mortgage Insurance Fund currently covers both forward and reverse mortgages. But is that really the best way to asses risk for the programs?
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In his first time to testify before Congress since being named HUD Secretary last July, Julián Castro on Wednesday defended the decision to lower FHA mortgage insurance premiums and predicted that the agency's Mutual Mortgage Insurance Fund would exceed the required 2 percent ratio within two years.
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