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Tag Archives: MMI Fund

Industry Veterans Urge Caution for FHA

In this exclusive op-ed, industry/government veterans Brian D. Montgomery and Keith Becker make the case that FHA should resist the urge to reduce premiums while economic uncertainties and the fate of serious delinquencies remain.

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Why CWCOT Is Good for Homeowners

The FHA’s recent Annual Report of its MMI Fund highlights a key area that has been saving money for taxpayers. Five Star Institute’s President and CEO, Ed Delgado makes a case for why certain tweaks to the FHA’s CWCOT program would provide a win-win for borrowers and the FHA.

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Seeking the Right Balance

The capital reserves in FHA’s Mutual Mortgage Insurance Fund have remained above the statutory minimum for the fourth consecutive year. Here are the opportunities and headwinds the FHA foresees for this portfolio.

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Risky Business

The FHA’s Mutual Mortgage Insurance Fund currently covers both forward and reverse mortgages. But is that really the best way to asses risk for the programs?

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