“Similar to December 2022, the availability of credit has been driven lower by declining originations and shrinking industry capacity as lenders have streamlined their operations to cope with lower volumes,” said Joel Kan, MBA’s VP and Deputy Chief Economist.
Read More »How to Rise Above Future Mortgage Risks
The year 2022 may go down as one of the most complex and risk-intensive housing markets in history, as Patrick Gluesing offers tips on how to navigate through this new marketplace.
Read More »Mortgage Delinquencies Decrease in Q4
This number is down 23 basis points from the third quarter of 2021 and down 208 basis points from one year ago. For the survey, MBA servicers reported loans in forbearance as delinquent if the payment was not made based on ...
Read More »Survey Shows Significant Decline in Mortgage Delinquencies
Experts trace improvements to a large drop in late-stage past-due loans and an improving economy. Here’s what else is at play.
Read More »Number of Americans in Forbearance Plans Continues to Fall
Strong July jobs numbers point to more homeowners exiting forbearance plans in the coming months, as the number of homeowners in plans slides yet another week.
Read More »Housing Payment Delinquencies Tail Off in Q2
A new study found that in the second quarter of 2021, less than five million U.S. households did not make their rent or mortgage payments—an improvement over Q1’s totals.
Read More »Industry Leaders Welcome Biden Administration to Washington
Numerous industry groups weighed in on the implications and impact of the new presidential administration. Here's what they had to say.
Read More »Forbearance Activity Ended 2020 on a Flat Note
New data published by the Mortgage Bankers Association (MBA) has determined the number of mortgages now in forbearance remained mostly flat at the tail end of December. According to the MBA’s latest Forbearance and Call Volume Survey, 5.53% of servicers’ ...
Read More »Loans in Forbearance Hit Two-Month Low
Analysis finds that nearly half of borrowers still in forbearance are now in an extension of their original term.
Read More »The Great Fall of Mortgage Delinquencies
The overall national mortgage delinquency rate in Q4 2018 was at its lowest level since the first quarter of 2000. Click through to learn more.
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