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Tag Archives: Originations

Rise and Fall

Fitch Ratings

Here’s what a report revealed about the factors contributing to the ups and downs in mortgage balances and delinquency rates.

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Rebuilding and Rethinking

With 2018 on the horizon, the mortgage and servicing industry is taking stock of what’s come before and bracing to meet the obstacles—and the opportunities—lying ahead.

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Supreme Court: Secondary Markets Not Subject to FDCPA Regulations

On Monday, a unanimous Supreme Court decision could have vast implications for the mortgage and loan industry, particularly the secondary market, unless the Fair Debt Collection Practices Act is amended by Congress. The petitioners brought their case in front of the Supreme Court in an appeal of the 4th Circuit Court ruling in favor of the respondent. Justice Neil Gorsuch delivered his first opinion since his conferral to the Court.

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Freddie Mac Predicts Drop in Sales Over 2016

According to a recent outlook report from Freddie Mac, total U.S. home sales will come in slightly under 2016’s numbers. This is due to a drop in refinancing activity, rising interest rates, and declining affordability. The outlook predicts originations will drop more than 25 percent in 2017.

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