According to a new CoreLogic report, new data shows conventional serious delinquency rates remain lower than pre-pandemic levels, even as rates for FHA and VA loans continue to inch upward.
Read More »Ginnie Mae MBS Portfolio Continues to Grow in November
Ginnie Mae’s November new MBS issuance supports the financing of more than 122,000 households nationwide, including more than 55,600 first-time homebuyers.
Read More »Default Risk on GSE Acquisitions Rising
How many loans purchased by Freddie Mac and Freddie Mae are expected to become delinquent? Click through to find out.
Read More »Refis Reduce Mortgage Payments by $1.3B a Month
Black Knight Inc., has released the latest iteration of it Mortgage Monitor Report which looks at how rising interest rates affect the dynamics of the refinance lending market. According to Black Knight Data & Analytics President Ben Graboske, historic refinance activity during the pandemic resulted ...
Read More »How Did Refis Impact the 2008 Financial Crisis?
While there is still debate about the various factors that contributed to the 2008 financial crisis and the collapse of the housing market, a new paper by the Urban Institute suggests that the poor performance of cash-out refinances, and refinances in ...
Read More »Refinance Volume Down As Rates Increase
According to the report, approximately 13,220 refinances were completed through HARP, bringing total refinances through HARP from the inception of the program to over three million.
Read More »Increases in Refinance Activity Influence Q3 Rate of Mortgage Fraud Risk
What does this mean for the current state of the mortgage fraud risk rate and how does it reflect across the nation’s top metro markets?
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