The 2023 Scorecard builds on the progress made by the GSEs in 2022 to strengthen capital position while advancing equitable and sustainable access to homeownership and rental housing nationwide.
Read More »Examining the GSEs’ Approach to Equitable Housing Finance Plans
The Urban Institute takes a closer look at efforts by the GSEs to promote sustainable homeownership and rental opportunities for traditionally underserved communities through the FHFA-mandated Equitable Housing Finance Plans.
Read More »Ginnie Mae MBS Portfolio Outstanding Expands to Nearly $2.3T
Ginnie Mae’s MBS portfolio grew for the 15th consecutive month in September, ending the fiscal year at nearly $2.3 trillion. Alongside financing more than 143,000 homeowners and renters, Ginnie Mae MBS supported financing for more than 64,000 first-time homebuyers last month.
Read More »HUD Awards $1.4M for Disaster Recovery Research
Under the Fiscal Year Notice of Funding Opportunity, HUD has pledged $1.4 million to The Urban Institute and Horne, LLP to assist low-income renters and communities impacted by disasters.
Read More »How Short-Term Rentals Impact Home Inventory
A recent WalletHub study found that Hawaii was the state with the lowest effective tax rate at 0.27 percent, but that isn’t helping when it comes to maintaining an affordable housing stock in the Aloha State. Most of the country ...
Read More »Millions of Boomers Prefer to Rent
A new survey showed that millions of homeowners over the age of 55 would prefer to move out of their current residence and rent within the next four years.
Read More »Life Events and Higher Rents Influence Decision to Buy
The single-family rental market has seen an unprecedented boom in popularity in the last couple of years. But a recent survey indicates that the rising cost of rents, as well as certain life events, are pushing some out of the rental market and into buying.
Read More »Rental Demand is Surging in Record Numbers
While homeownership rates have mostly been falling the last two years, the demand for rental housing has seen unprecedented increases. What is driving the rental demand surge?
Read More »High Rents Put Would-Be Homebuyers in a Catch-22
Most renters are putting about 30 percent of their monthly income toward their rental payment, which makes saving for a 10 or 20 percent down payment difficult. This conflict forces first-time buyers and millennials to pursue other options when looking to purchase a home, such as help from family or friends.
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