A new Urban Institute report argues that the normalization of forbearances for life occurrences like job loss could keep thousands out of the foreclosure process every year.
Read More »HUD Awards $1.4M for Disaster Recovery Research
Under the Fiscal Year Notice of Funding Opportunity, HUD has pledged $1.4 million to The Urban Institute and Horne, LLP to assist low-income renters and communities impacted by disasters.
Read More »Homeownership and the Racial Wealth Gap
The single-family home has been the main driver of wealth building among the middle class and that ideology has affected policy in one way or another in seeming every facet of the government. “Owning a home is undoubtedly an effective ...
Read More »Why Do So Few People Buy Affordable Properties at Auction?
The ease at which people could enter forbearance programs during the pandemic has caused a drastic drop in the number of distressed properties that are sold at auction. Now that many of these protections have expired some borrowers whom do ...
Read More »Uniting to Combat the Racial Divide in Housing
To address and reduce the racial gap between in home ownership and wealth-building, the Urban Institute and the Federal Home Loan Bank of San Francisco (FHLBank) have committed $1.5 million to a new program called “Racial Equity Accelerator for Homeownership” which will “develop and incubate innovations in housing finance, including underwriting and financial technology.” "The ...
Read More »Lessons Learned From 10 Years of Foreclosure Data
The foreclosure crisis may be history, but it provided critical lessons about how the industry can prepare to assist borrowers through future economic downturns.
Read More »Bridging the Gap in Black Homeownership
Here is what a report suggests to address the sustained gap in homeownership between black and white Americans.
Read More »Win-Win for Borrowers and Servicers
Experts shed light on possible enhancements to FHA’s toolkit to help create better borrower experiences and mitigate costs for servicers. Here’s what they propose.
Read More »In Times of Emergency
Natural disasters had a significant impact on the mortgage and real estate industry over the past year. Here's why FEMA recently reversed an existing policy regarding the National Flood Insurance Program and why it’s important during the ongoing government shutdown.
Read More »A Closer Look at Hispanic Homeownership
In this video spotlight, expert panels share their perspectives on the challenges faced by Hispanic Americans in areas of homeownership, savings and investments, and entrepreneurial opportunities.
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