Attorney Geoffrey K. Milne discusses standing in a mortgage foreclosure, and the ramifications for both the lender and borrower.
Read More »Judith Romano Joins Pincus Law Group’s Pennsylvania Office
Thirty-year bankruptcy specialist joins Pincus Law to serve as Managing Attorney of the firm’s default legal services practice in the state of Pennsylvania.
Read More »CFPB Seeks to Address PACE Financing Rules
Here's how a proposed rule on Property Assessed Clean Energy financing by the consumer watchdog could impact the ATR requirements under the Truth in Lending Act.
Read More »Examining the Enforcement of TILA
What should lenders keep in mind while tackling regulations related to the Truth in Lending Act? Click through to learn what experts have to say.
Read More »Dodd-Frank Rollback to Impact PACE ABS Market
An analysis of the Dodd-Frank Act modifications by Moody’s has found that the amendment to the federal Truth in Lending Act (TILA) passed by the U.S. Senate last week will help clarify certain federal consumer protection responsibilities for participants in ...
Read More »CFPB Asked to Repeal Mortgage Servicing Amendments
A group of a half dozen trade associations recently sent a letter to Mick Mulvaney, Acting Director of the Consumer Financial Protection Bureau. The letter raises objections over 2016 amendments to the CFPB’s 2013 RESPA and TILA Mortgage Servicer Rule, ...
Read More »CFPB Introduces New Forms for Integrated Disclosure Rule
Charged by the Dodd-Frank Wall Street Reform and Consumer Protection Act to integrate loan disclosures stemming from the Truth in Lending Act (TILA) and the Real Estate Settlement Procedures Act of 1974 (RESPA), the Consumer Financial Protection Bureau (CFPB) has integrated four forms into two in order to create more streamlined and easier to understand mortgage disclosure paperwork.
Read More »CFPB Averts Costly Closing Delays with Revisions to Final Disclosure Rule
After much anticipation, the Consumer Financial Protection Bureau (CFPB) issued its final rule for new integrated mortgage disclosures, combining the overlapping disclosures required by the Truth in Lending Act (TILA) and the Real Estate Settlement Procedures Act (RESPA). The new rule will certainly change the landscape of the settlement services and mortgage lending industries as we know them.
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