The CFPB announced the approval of the Independent Community Bankers of America's (ICBA) proposed template to improve mortgage disclosures to "provide consumers greater clarity, streamline the process through improved disclosure requirements, and expand access to more affordable homes in rural areas with limited housing supply," according to Rebeca Romero Rainey, President and CEO of ICBA.
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It didn’t quite have the drama of the old prison movies with the governor calling at the very last minute to grant a stay of execution, but the CFPB’s proposal to push back the effective date of the TILA-RESPA Integrated Disclosure (TRID) rule until October 1 was a welcome reprieve, nonetheless.
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CoreLogic recently announced the release of its LoanSafe Compliance Manager, a new solution to help lenders comply with a broad array of federal, state, and local residential mortgage lending regulations, including the upcoming TILA-RESPA Integrated Disclosure (TRID) rule.
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Upon the receiving the news of the CFPB's proposed two-month delay, many lenders, servicers, and other industry members weighed in with their feedback in interviews with DS News, with many expressing their gratitude and detailing the company adjustments they plan to initiate if the proposal is approved.
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