The Great Recession, now 15 years behind us, and its impacts on homeownership and insurance markets are still being felt today. This is according to a new report from the credit bureau TransUnion, who also found that migration patterns are ...
Read More »CFPB Director Testifies Before House Financial Services Committee
Rohit Chopra outlines recent efforts of the CFPB in Semi-Annual Report, and addresses measures to keep tech at the forefront of the Bureau’s objectives.
Read More »Exploring the Latest Credit Trends
With consumer credit performance maintaining healthy levels across mortgage, auto, credit card, and personal loans, lenders continued to ramp up new account origination growth in the non-prime segment of the market near the end of 2021. TransUnion’s newly released Q4 ...
Read More »CFPB Report Examines Consumer Complaints & Credit Bureaus
CFPB Director Rohit Chopra said, “Today’s report is further evidence of the serious harms stemming from [credit bureaus'] faulty financial surveillance business model.”
Read More »Rent Payment History’s Impact on Delinquencies
A new TransUnion analysis dives into the benefits of rent reporting for property managers and consumers.
Read More »Cash-Strapped Consumers Putting Mortgages First
A new analysis of credit has found that while Americans may have been financially hampered by the pandemic, consumers are pushing mortgages to the top of the list of financial obligations.
Read More »The Value of Rent Payment Reporting
Here’s how renters and property owners can benefit from rent payment reporting, according to a survey by TransUnion.
Read More »Maxine Waters: “This Hearing Was Long Overdue”
In a hearing on holding credit bureaus more accountable the House Financial Services Committee sought answers from Equifax, TransUnion, and Experian on credit reporting. Here’s what the committee and witnesses had to say about making the process stronger and more secure.
Read More »The Three Cities Where Delinquencies Rose
Even as delinquencies reached all-time lows nationally, here’s why some pockets saw an uptick in default rates, a report found.
Read More »Steady Decline in Serious Delinquencies
Delinquencies are expected to continue their downward trend into 2019. Here is a closer look at other predictions that will shape the housing market in the near future.
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