The report makes recommendations to Congress about potential legislation to enhance the safety and soundness of the regulated entities and move our nation toward a stronger, more resilient housing finance system.
Read More »The Single-Security’s G-Fee Impact
According to former CEO of Freddie Mac Don Layton, after the single-security’s implementation, the discount almost entirely disappeared. CLick through to learn more.
Read More »Mortgage Industry Groups Provide Feedback on Universal Mortgage-Backed Security
The group's proposals, in response to the FHFA's Request for Input, discusses the best practices for building better alignment and streamlining lender pools.
Read More »Former Freddie Mac CEO on Limiting GSE Risk Exposure
In the first of a series of papers, Don Layton discusses Fannie Mae and Freddie Mac’s credit risk transfer programs and why they are critical to a sustainable system of American homeownership.
Read More »Streamlining the Uniform Mortgage-Backed Security
In a report authored in part by former FHFA Special Advisor Bob Ryan, the Urban Institute assessed the FHFA’s proposal and how the Agency can “iron out the wrinkles” of a single security.
Read More »FHFA Seeks Input on Universal Mortgage-Backed Securities Practices
After the completion of the Single Security Initiative, the FHFA is planning its next steps for the Uniform Mortgage-Backed Security, including UMBS prepayment speeds and alignment.
Read More »The Long-Term Impact of the Uniform Mortgage-Backed Security
A new report examines how will the Uniform Mortgage-Backed Security benefit the housing finance system.
Read More »Fannie Mae and Freddie Mac Launch UMBS
Fannie Mae and Freddie Mac marked the completion of their Single Security Initiative with the launch of the Unified Mortgage-Backed Security. Click through to learn what this could mean for the industry.
Read More »The Week Ahead: GSEs Prepare to Launch UMBS
How will the GSEs' combined bond impact the mortgage industry? Other items to watch in The Week Ahead include Ellie Mae’s Millennial Tracker and CoreLogic’s Home Price Insights report.
Read More »The GSEs’ Uniform Mortgage-Backed Securities: Pros and Cons
As Fannie Mae and Freddie Mac prepare to launch the combined bond, questions arise on whether the change will negatively or positively impact the mortgage market and affordability.
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