Fannie Mae’s Malloy Evans discusses how lessons learned from the 2008 housing crisis are being applied today toward the GSE’s goal of keeping more Americans in their homes.
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Are Banks Approving Riskier Loans?
The OCC conducted a survey of 95 banks. What are some of the trends the survey revealed about underwriting standards?
Read More »Declining Default Rate Leaves Room to Loosen Underwriting Standards, Economist Says
The pristine performance of mortgage loans in the U.S. with a vintage of 2009 or later is an indicator that underwriting standards could be loosened, according to CoreLogic senior economist Molly Boesel in an analysis entitled "What's an Acceptable Level of Mortgage Default?" published in CoreLogic's December 2014 edition of The MarketPulse.
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