The mortgage forbearance option in the March 2020 Coronavirus Aid, Relief, and Economic Security (CARES) Act offered relief to millions of homeowners during the COVID-19 pandemic. The 33.4 million with federally backed mortgages can request from their servicers a forbearance plan (with far less documentation of financial hardship than is usually required) allowing them to delay ...
Read More »Streamlining the Uniform Mortgage-Backed Security
In a report authored in part by former FHFA Special Advisor Bob Ryan, the Urban Institute assessed the FHFA’s proposal and how the Agency can “iron out the wrinkles” of a single security.
Read More »How Effective Is FHA’s Distressed Asset Stabilization Program?
A study examined the FHA’s program for distressed assets and the ways in which it could be improved. Here’s what it recommended.
Read More »Fire and Floods: The Economic Impact of Natural Disasters
Recent research looked at the economic and property losses caused by recent natural disasters. Here’s what the findings revealed.
Read More »Innovative Funding Models: A New Approach to Urban Blight
A recent study explored how new ways of financing can engage partners and investors to help communities address the impacts of blighted properties. Here's what it found.
Read More »5 Ways to Bridge a Racial Homeownership Gap
After a year-long research, a new report gives some common-sense solutions to increase homeownership among African Americans.
Read More »How Climate Change Is Driving Foreclosure and Delinquency
Climate change-driven natural disasters can be detrimental to household income and finances, and a recent report examines how such events impact delinquency and foreclosure rates.
Read More »A New Look at Mortgage Servicing Compensation
According to some, maintaining the status quo in servicing compensation isn’t enough. Here are some changes that could be made to the current compensation model.
Read More »Three Indicators Impacting Housing
Recent announcements by the GSEs and the FHA are likely to shape the housing market in 2019. But which indicator will have a more immediate effect on homebuyers and sellers?
Read More »The Week Ahead: Senate Committee Talks Housing Reform
On Tuesday, the Senate Banking Committee will hold a hearing to discuss housing reform. Here's what else is happening in The Week Ahead.
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