There are many misconceptions about manufactured homes, and a recent report aims to set the record straight. See how manufactured homes stack up to traditional homes.
Read More »Building Better Disaster Relief for Homeowners
In the wake of Hurricane Florence, disaster relief is underway for the Carolinas. Here’s what a recent study found when it comes to what gaps exist in current disaster relief programs.
Read More »Loan Denial Rates and Credit Scores
An analysis of HMDA data found that even though the rate of mortgages made to minorities is rebounding, the loan denial rates for this group remain high. Can alternative forms of credit scoring help them become homeowners?
Read More »Have First-Time and Repeat Buyers Switched Places?
A recent report revealed that first-time homebuyers were dominating the mortgage market despite tight credit and high rental costs. How are repeat buyers influencing this change?
Read More »Does Parental Wealth Impact Homeownership?
A new research looked at the correlation between parental wealth and homeownership status for the younger generation. Here’s what it found.
Read More »Has Streamlining Benefited Loan Mods?
A recent research found that Fannie’s Mae’s streamlined, doc-free approach to mortgage modifications has increased their total success rate. But will the growth sustain?
Read More »Loan Mods and Liquidation Decline
Loan modifications and liquidation continued to decline in the first quarter of 2018, according to a housing finance snapshot giving a breakdown of how defaults and delinquencies have performed. Here are some other findings of this report.
Read More »The Challenges of Residential Instability
Homelessness is a critical issue facing the nation, but a new report examines the challenges of “housing instability,” and how communities can intervene to deal with the problem before it reaches the point of homelessness. That’s the topic of the ...
Read More »Smaller Loans Could Address Housing Shortages
Click through to learn more about how small loans can be a larger source of affordable housing.
Read More »Rental Payment History vs. Mortgage Delinquency Risk
Rental payment history is indicative of future mortgage loan performance and should be considered when individuals apply for mortgage loans, according to new research from the Urban Institute. “Access to mortgage credit remains overly tight in part because we are ...
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