A new research looked at the correlation between parental wealth and homeownership status for the younger generation. Here’s what it found.
Read More »Has Streamlining Benefited Loan Mods?
A recent research found that Fannie’s Mae’s streamlined, doc-free approach to mortgage modifications has increased their total success rate. But will the growth sustain?
Read More »Loan Mods and Liquidation Decline
Loan modifications and liquidation continued to decline in the first quarter of 2018, according to a housing finance snapshot giving a breakdown of how defaults and delinquencies have performed. Here are some other findings of this report.
Read More »The Challenges of Residential Instability
Homelessness is a critical issue facing the nation, but a new report examines the challenges of “housing instability,” and how communities can intervene to deal with the problem before it reaches the point of homelessness. That’s the topic of the ...
Read More »Smaller Loans Could Address Housing Shortages
Click through to learn more about how small loans can be a larger source of affordable housing.
Read More »Rental Payment History vs. Mortgage Delinquency Risk
Rental payment history is indicative of future mortgage loan performance and should be considered when individuals apply for mortgage loans, according to new research from the Urban Institute. “Access to mortgage credit remains overly tight in part because we are ...
Read More »How Did Refis Impact the 2008 Financial Crisis?
While there is still debate about the various factors that contributed to the 2008 financial crisis and the collapse of the housing market, a new paper by the Urban Institute suggests that the poor performance of cash-out refinances, and refinances in ...
Read More »U.S. Homeownership Rates Lose Ground to Other Developed Countries
The rate of homeownership in the U.S. is in the middle to lower range compared to other developed countries according to an analysis by the Urban Institute. In fact, data showed that the rate is about the same as it ...
Read More »Are Servicing Reforms on the Horizon?
With housing finance reform legislation once again in the works in Congress, now might be the right time for reforms in the mortgage servicing industry. The first in this three-part series of reports makes a case for the government to review and mitigate the risks associated with inefficient mortgage servicing.
Read More »Risky Business
The FHA’s Mutual Mortgage Insurance Fund currently covers both forward and reverse mortgages. But is that really the best way to asses risk for the programs?
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