The denial rate for lower-credit mortgage applicants is higher than generally accepted, according to a new report released Tuesday.
Read More »Could the Sale of Distressed Loans Decrease Foreclosures?
Urban Institute’s Laurie Goodman discusses how investors of severely delinquent mortgages can help decrease the foreclosure rate.
Read More »The Bigger Picture of Housing Counseling
A recent report discusses how housing counseling is about more than just qualifying for homeownership and reducing loan defaults.
Read More »Repeat Homebuyers in a Virtual Stall
What is causing repeat homebuyers to having trouble getting out of their starter homes and into that larger or more expensive home?
Read More »Should a Low Default Rate Mean Change for the Industry?
Are minimal mortgage defaults a sign of health in the industry or could it be a sign that something needs to change?
Read More »Industry Experts Talk Emerging Mortgage Servicing Issues
The Urban Institute hosts housing market experts to discuss recent and emerging issues found in the mortgage servicing industry.
Read More »Could Housing Counseling Use an Upgrade?
Housing counseling as a resource to reduce the need for loan modification and foreclosures has been shown to be very beneficial since the housing crisis, but is there still more housing counseling can do to further impact homeowners?
Read More »Serious Delinquencies Continue to Seriously Decline
Serious delinquencies and foreclosures continue to decrease as the housing market returns to pre-crisis levels, but these numbers still remain high relative to the early 2000s.
Read More »What Should Be the Aim of GSE Reform?
As the GSE conservatorship surges forward with no hope for reform in the near term, many in the industry cannot help but wonder what will happen next.
Read More »Closing the Gap: Achieving Diversity in Housing Finance
Marc Morial, President and CEO of the National Urban League and former the Mayor of New Orleans, proposes some ways to close the economic gaps between races and reform the housing finance system in America.
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