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Home | Tag Archives: Pew Research

Tag Archives: Pew Research

Report: More Than a Third of Americans OK with Strategic Default

With housing woes capturing front-page headlines in the United States, the odds of distraught homeowners becoming even more frustrated and opting to abandon their mortgage obligations has become a growing concern within the industry. A survey by the Pew Research Center found that more than a third - 36 percent - of Americans believe the practice of ""walking away"" from their mortgage payments and their home is acceptable, at least under certain circumstances.

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Credit Still Tight Among U.S. Lenders: Fed Survey

Banks have yet to loosen their tight grip on credit. The Federal Reserve's latest survey of senior loan officers found that most banks maintained stringent lending standards in the first quarter, while some tightened lending terms further. Compared with the previous quarter, a larger percentage of banks indicated that demand for first lien mortgages and home equity loans had weakened further. On the commercial side, a significant portion of lenders said they have increased their use of extensions for loans at or near maturity.

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