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A Modest Suggestion for a New Era

Americans have a lot invested in residential real estate, about $12 Trillion by way of traditional first mortgages on single-family homes. While that number may be shocking, 70% of that debt has been financed by four government agencies Freddie Mac ...

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Is Now the Time to Readdress Conforming Loan Limits?

The conforming loan limit reached $971,000 last year for high-priced areas, leading to concerns the government may be subsidizing loans for wealthy families unnecessarily. Former Freddie Mac CEO Don Layton takes a deeper dive into this issue.

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The Impact of Pre-Foreclosure Notices

A recent case in New York, Bank of America v. Kessler, has challenged a long-standing pre-foreclosure statute. Attorneys Rich Haber and Brian P. Scibetta take a closer look at its impact on the foreclosure process.

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Court Decision Vacated Over Debt Collection Practices

Multiple courts throughout the United States are addressing claims brought against debt collectors for alleged violations of § 1692c(b) of the Fair Debt Collections Practices Act (“FDCPA” or the “Act”) and reaching conflicting conclusions. The Eleventh Circuit granted rehearing and issued ...

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