Government

Here's what industry experts and economists are saying following the second rate cut of the year.

From program inception to date, the GSE has transferred a portion of the credit risk on more than $1.3 trillion of Single-Family mortgages based on UPB at issuance. 

The FHA has signaled that it may tighten credit, noting that the debt-to-income (DTI) ratio for FHA-insured loans has been consistently increasing for six years. In a new report, find out just how much DTI impacts defaults and repayments.

The Federal Housing Finance Agency FHFA is working on a plan for Fannie Mae and Freddie Mac, and in this Video Spotlight, FHFA Director Mark Calabria discusses how quickly the GSEs can be put back into private hands.

Ten Democratic Presidential hopefuls took the stage at the last Democratic Debate last week, and none mentioned one of the biggest issues facing the nation—the shortage of affordable homes.  In a commentary in City Lab, Diane Yentel, President of the ...

According to environment experts, climate change poses a significant risk to the National Flood Insurance Program, and the situation is likely to worsen in the coming years.

NewDay USA, one of the nation's largest VA mortgage lenders serving veterans and servicemembers, has been approved as a Ginnie Mae Servicer Seller for VA loan production. NewDay is currently approved to issue Ginnie Mae I and II securities for ...

The Consumer Financial Protection Bureau on Tuesday issued three new policies to promote innovation and compliance.  The CFPB issued the No-Action Letter (NAL) Policy; Trial Disclosure Program (TDP) Policy; and the Compliance Assistance Sandbox (CAS) Policy.  According to the CFPB, ...

The U.S. House of Representatives passed five bills offered by House Financial Services Committee Members on Tuesday, three of which are directly housing related. 

The Fed has stated that future rate cuts are unlikely, but according to a new survey, economists are predicting a different story.