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Loss Mitigation

New Risk Transfer Programs Offer Alternative to MI

In a new report on the state of the mortgage insurance industry, Moody's reported that a new risk transfer pilot program had the potential to shake up the industry. Here are the details.

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Loan Denial Rates and Credit Scores

An analysis of HMDA data found that even though the rate of mortgages made to minorities is rebounding, the loan denial rates for this group remain high. Can alternative forms of credit scoring help them become homeowners?

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Tackling Natural Disasters, One Borrower at a Time

From mobile response units to consumer education, here’s how mortgage lenders are reaching out to borrowers to help them cope with natural disasters and prepare for such eventualities.

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Hurricane Harvey’s Effect on Flood Insurance Coverage


The vast majority of homeowners affected when Hurricane Harvey made landfall in the Houston area didn’t have flood insurance. A year later, rates of coverage are up in the area … but will they stay that way?

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Real Estate Development vs. Climate Change


What happens when surging real estate development collides with the realities brought about by climate change? Find out how one community is facing those challenges.

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Richard M. Squire & Associates Hires New Attorney

Richard M. Squire & Associates, a mortgage default law firm licensed and practicing in Pennsylvania and New Jersey, has announced the continued expansion of its Attorney roster with the addition of Rutgers University School of Law graduate, Pierre Simonvil. Pierre ...

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