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Meet Our Team

Ed Delgado, President and CEO, The Five Star Institute

Ed Delgado has more than 25 years of experience in mortgage banking and is recognized as a thought leader and innovator in the industry. Delgado has hosted discussions with global leaders including former U.S. Presidents Bill Clinton and George W. Bush, New York Mayor Rudolph Giuliani, and U.S. Secretary of State Condoleezza Rice. He was previously COO of Wingspan Portfolio Advisors and SVP of Government and Industry Relations for Wells Fargo Home Mortgage, where he represented the bank in D.C. before the administration, the U.S. Department of the Treasury, the Federal Reserve, the Office of the Comptroller of the Currency, and Congress. He also spent nine years in leadership roles at Freddie Mac.

Rachel Williams, Editor-in-Chief, DS News

Rachel Williams attended Texas Christian University (TCU), where she graduated Magna Cum Laude with a dual Bachelor of Arts in English and History. Williams is a member of Phi Beta Kappa, widely recognized as the nation’s most prestigious honor society. Subsequent to graduating from TCU, Williams joined the Five Star Institute as an Editorial Intern, advancing to Staff Writer, Associate Editor, and is currently the Editor-in-Chief and Head of Corporate Communications. She has over a decade of editorial experience with a primary focus on the U.S. residential mortgage industry and financial markets. Williams resides in Dallas, Texas, with her husband. She can be reached at Rachel.Williams@TheFiveStar.com.

Radhika Ojha, Online Editor, DS News

Radhika Ojha is a graduate of the University of Pune, India, where she received her B.A. in Commerce with a concentration in Accounting and Marketing and an M.A. in Mass Communication. Upon completion of her master’s degree, Ojha worked at a national English daily publication in India (The Indian Express) where she was a staff writer in the cultural and arts features section. Ojha also worked as Principal Correspondent at HT Media Ltd. covering the retail and banking industry and at Honeywell as an executive in corporate communications. She and her husband currently reside in Dallas, Texas. You can contact her at Radhika.Ohja@DSNews.com.

David Wharton, Online Editor, DS News

David Wharton is a graduate of the University of Texas at Arlington, where he received his B.A. in English and minored in Journalism. Wharton has over 15 years of experience in journalism and previously worked at Thomson Reuters, a multinational mass media and information firm, as Associate Content Editor, focusing on producing media content related to tax and accounting principles and government rules and regulations for accounting professionals. Wharton has an extensive and diversified portfolio of freelance material, with published contributions in both online and print media publications. Wharton and his family currently reside in Arlington, Texas. He can be reached at David.Wharton@DSNews.com.

Phil Britt, Contributor

Phil Britt started covering mortgages and other financial services matters for a suburban Chicago newspaper in the mid-1980s before joining Savings Institutions magazine in 1992. When the publication moved its offices to Washington, D.C., in 1993, he started his own editorial services room and continued to cover mortgages, other financial services subjects, and technology for a variety of websites and publications.

Krista Franks Brock, Contributor

Krista Franks Brock is a professional writer and editor who has covered the mortgage banking and default servicing sectors since 2011. Previously, she served as managing editor of DS News and Southern Distinction, a regional lifestyle publication. Her work has appeared in a variety of print and online publications, including Consumers Digest, Dallas Style and Design, DS News and DSNews.com, MReport and theMReport.com. She holds degrees in journalism and art from the University of Georgia.

Scott Morgan, Contributor

Scott Morgan is a multi-award-winning journalist and editor based out of Texas. During his 11 years as a newspaper journalist, he wrote more than 4,000 published pieces. He's been recognized for his work since 2001, and his creative writing continues to win acclaim from readers and fellow writers alike. He is also a creative writing teacher and the author of several books, from short fiction to written works about writing.

Alison Rich, Contributor

Alison Rich has a long-time tenure in the writing and editing realm, with an impressive body of work that has been featured in local and national consumer and trade publications spanning industries and audiences. She has worked for DS News and MReport magazines—both in print and online—since they launched.

Seth Welborn, Contributor

Seth Welborn is a Harding University graduate with a degree in English and a minor in writing. He is a contributing writer for DS News and MReport. An East Texas Native, he has studied abroad in Athens, Greece, and works part-time as a photographer.

Aly J. Yale, Contributor

Aly J. Yale is a freelance writer and editor based in Fort Worth, Texas. She has worked for various newspapers, magazines, and publications across the nation, including Forbes, The Dallas Morning News and Addison Magazine. She has also worked with both the Five Star Institute and REO Red Book, as well as various other mortgage industry clients on content strategy, blogging, marketing, and more.

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