A groundbreaking partnership between two government agencies—U.S. Department of Housing and Urban Development (HUD) and the Federal Housing Finance Agency (FHFA)— will address discrimination in housing and enhance federal enforcement of the Fair Housing Act. HUD, historically charged with administering ...
Read More »Low-Income Zones Show ‘Potential for Economic Revival’
Research shows even the least-affluent markets benefitting from the home-price boom and the foreclosure-preventing buffer it has created.
Read More »As Home Prices Rise, the Affordability Squeeze Is On
Housing costs are cutting deeper into the pockets of Americans as mortgage payments near the least affordable they've been in years.
Read More »America’s Most In-Demand Neighborhoods
ZIP codes that made this year's "hottest" list offered more square footage for the money, a robust job market, and nearby outdoor activities.
Read More »Deflating a Balloon Partial Payment Conundrum
When the borrower does not remit the full amount owed on a mature loan, servicers are faced with legal considerations.
Read More »Ginnie Mae’s MBS Issuance Volume Rises
For the 13th consecutive month, Ginnie Mae issuance volume exceeds the $70 billion mark, assisting 274,000-plus homeowners and renters with financing in July.
Read More »Hottest Local Housing Markets
Pandemic-prompted migration has led to some cities experiencing more-intense surges than others.
Read More »Fannie Mae Underwriting Changes Work to Bridge Homeownership Gap
Fannie Mae will begin to account for rental payments in its underwriting decision-making process in an effort to offset an imbalance in homeownership.
Read More »CFPB Measures Mortgage Servicer Performance
This is an opportunity for companies to identify and address internal pain points as borrower protections wind down, Acting Director Dave Uejio says.
Read More »Foreclosure Rate Holds Steady
The end of the government moratorium could lead to a steady increase in default activity for the rest of the year, but not a surge, experts predict.
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