Despite the Lone Star State claiming the top spot, California had the most FEMA-declared disasters over the last five years. How much did it cost borrowers?
Read More »Understanding the Causes of Mortgage Credit Tightening
In a new paper, Harvard Center for Housing Studies Senior Industry Fellow and Former Freddie Mac CEO Don Layton discusses the question of legitimacy surrounding tightening mortgage standards.
Read More »A Lookback on Combined Loan-to-Value Ratios
An analysis of the CLTV ratio, by price bucket, shows that homebuyers in 2019 borrowed more for homes in the same price range than they did in 2015
Read More »Fannie Mae Hires Financial Advisor
Morgan Stanley will work with the FHFA, and the Department of the Treasury as the GSE looks to “responsibly” ending conservatorship.
Read More »How Lockdowns are Impacting Minority Homeowners
According to a new report, coronavirus lockdowns are causing minority homeowners to miss home payments at exacerbated levels.
Read More »Federal Financial Agencies Announce Flexibility in Mortgage Servicing Rules
Here are the key takeaways regarding the enforcement of certain mortgage servicing rules governing borrower communications in response to the COVID-19 emergency.
Read More »FHFA to Re-Propose Financial Requirements for GSEs
The Agency said the prior recommendations “will not be finalized and implemented” as planned. Click through to read more.
Read More »The Week Ahead: Federal Update on COVID-19 Relief
In the Week Ahead, the FHA will discuss how various federal lenders are assisting homeowners.
Read More »Effective Foreclosure Prevention in a Crisis
These are the lessons that clearly jump out when reviewing foreclosure and home price data in the aftermath of the Great Recession of 2008 as well as more recent, regional market trauma caused by natural disasters.
Read More »Managing the Post-COVID Surge in Default Servicing
Servicers who use digital technology to engage with borrowers early and throughout the default process will experience better outcomes on every metric of success.
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