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Seeking the Right Balance

The capital reserves in FHA’s Mutual Mortgage Insurance Fund have remained above the statutory minimum for the fourth consecutive year. Here are the opportunities and headwinds the FHA foresees for this portfolio.

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Rise and Fall

Fitch Ratings

Here’s what a report revealed about the factors contributing to the ups and downs in mortgage balances and delinquency rates.

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A Resurgence of ARMs

loan defects in application form

What does the rise of ARMs indicate for the housing market and which areas are experiencing a higher demand for this mortgage product? Here’s what an analysis found.

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