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The Cost of GSE Reform

If the market crashes again, taxpayers are at risk. Congress seeks to reduce this risk by implementing reform the Fannie Mae and Freddie Mac, but at what cost to borrowers?

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Secretary Carson Restates HUD Commitment to Fair Housing

On Thursday, HUD Secretary Ben Carson fired back against accusations that proposed changes to the HUD mission statement represented a rolling back of the agency's commitment to fair housing practices. Carson was responding to reports earlier in the week that HUD ...

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Housing Industry Experts Weigh in on Import Tariffs

Ginnie Mae MBS

On Thursday afternoon, President Trump instituted import tariffs on foreign steel and aluminum. Calling the tariffs a push back against foreign competitors’ “assault on our country,” President Trump signed off on a 25 percent tariff on imported steel and a 10 ...

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These Are the Most Dangerous U.S. Cities

NeighborhoodScout, a web-based analytics platform, recently released its 2018 list of the Top 100 Most Dangerous U.S. Cities. They compiled the list by examining violent crime reports of cities with a minimum population of 25,000. They then took the number of crimes reported ...

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Fed’s Beige Book Builds Case for Further Rate Hikes

On Wednesday, the Federal Reserve released its latest edition of the Summary of Commentary on Current Economic Conditions, more commonly known as the Beige Book. The Book is published in advance of each meeting of the Federal Open Market Committee, ...

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Could Housing Construction Momentum Take a Hit?

Each monthly LegalShield Law Index tracks factors such as housing starts, foreclosure starts, and consumer confidence, compiling indices based on LegalShield’s proprietary data culled from their client base. The Law Index is divided up into sub-indices that track different sectors ...

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Royal Bank of Scotland Settles for $500 Million

Franklin American

New York Attorney General Eric T. Schneiderman this week announced a $500 million settlement between the state and Royal Bank of Scotland. The settlement relates to claims that the bank misled investors over the quality of risky mortgage-backed securities leading ...

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Are Homes More Affordable Than We Thought?

The housing market is feeling the squeeze as high prices, low inventory, and high demand all butt up against each other, making it difficult for many potential homebuyers to find a house of their own (or at least one they ...

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Rental Vacancies Down, But Houston Rate Still Running High

According to Morningstar Credit Ratings, the average vacancy across single-borrower, single-family rental securitizations was down in January 2018, dropping to 5.0 percent from December 2017’s rate of 5.2 percent. Morningstar’s latest Single-Family Rental Research report says the drop is likely ...

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