News

According to a new survey from Fannie Mae, lenders have loosened their credit standards once again, marking the third straight quarter standards have eased up. Does this make a trend, though? And what’s inspiring lenders to expand the credit box? The survey has some interesting insights.

Renters and homeowners do not see the same rosy picture when it comes to houses for sale, but if homeowners were to follow through with their optimism, the housing market could become a healthy one.

On Tuesday, the S&P CoreLogic Case-Shiller Home Price Indices for April will be released, showing the state of prices in the housing market on a national level, a 20-city composite, and a 10-city composite. With inventory continuing to dwindle, will home prices continue on their current upward trend? Time will tell...

Freddie Mac’s belt is getting a little bit tighter as its portfolio increases yet again. But while it certainly rose over last month, the portfolio’s growth is nothing compared to a few months prior. So what does that mean for the long-term health of the GSE?

If a recent analysis is accurate, seller’s days may be numbered. Markets in once-hot major cities have all showed signs of slowing down in recent months, but does it spell a nationwide trend?

More investors are putting stake in multifamily homes like apartments and condominiums, but are many people choosing to live in them? In the wake of low inventory in the single family market, are potential homebuyers going to continue to rent, or wait for their dream home?

The overall rate of default in the U.S. has hit its lowest point in five months, but not every product is seeing a drop. Which ones are experiencing steep declines and which are on the rise? Read on to find out.

When it comes to regulatory reform, smaller community banks should be a prime concern, according to Acting Comptroller of the Currency Keith A. Noreika. Noreika said as much in his address of the Senate Committee on Banking, Housing, and Urban Affairs on Thursday. He also laid out several steps lawmakers can take to lower barriers of entry and expand opportunities for community banks across the country.

A bill by Representative Tom Emmer (R-Min) that would increase the reporting threshold under the Home Mortgage Disclosure Act for open-end lines of credit and closed-end mortgages was introduced Tuesday. This isn’t the first legislation of its kind; several are urging CFPB to provide exemptions from its rules. Many of these requirements will be rolled out after the first of 2018. See what Representative Tom Emmer and Congressman Blaine Luetkemeyer have in mind.

We are pleased to announce that the American Mortgage Diversity Council (AMDC) welcomes a new member, National MI.