Secondary Market

The proposed regulation will require the GSEs to serve three underserved markets including manufactured housing, affordable housing preservation, and rural markets.

Exactly what changes can sellers and servicers of mortgages owned or guaranteed by Freddie Mac expect in the coming year regarding the way that they do business?

This week the Federal Reserve is looking to raise interest rates, key housing indicators will show how the market is doing, there's a look at key economic indicators as 2015 closes, and we get a preview of how consumers are looking at things going into 2016. Read on.

The GSEs have made helping families avoid foreclosure a top priority since the housing crisis hit the nation seven years ago.

The loans are three years delinquent on average and approximately one-third of them have previously been modified and subsequently became delinquent.

“Releasing this data now will help give potential credit investors sufficient time to analyze Freddie Mac's actual loss performance,” said Kevin Palmer, SVP of Credit Risk Transfer at Freddie Mac.

To date, the majority of credit risk sharing activity by the GSEs has been the back end variety. Representatives Stivers and Moore want to know if the FHFA plans to incorporate more front end risk sharing.

Expansion was rare for the GSE's total mortgage portfolio from 2010 to 2014. But in 2015, it has been the norm.

The GSE's gross mortgage portfolio has expanded in only three of the last 64 months since June 2010.

The FHFA has announced Fannie Mae's and Freddie Mac's maximum conforming loan limits for next year, and they will remain the same in most of the country. What areas will see an increase?