...as other advocates, requested a minimum 120-day comment period, which has been customary for prior bills. The CRA was enacted in the 1960s as a response to redlining—a practice where...

...happening in Cleveland is not necessarily the traditional type of redlining. “I believe it’s redlining by community, by ZIP code,” Polensek says. “Does racial consideration factor in some cases? Without...

...of credit at a neighborhood level to support targeted programs in underserved communities Impact of redlining analysis and comparing to peers The reduced overall usefulness of reported data and questions...

...in identifying potential matched pairs, underwriting and pricing disparities, as well as levels of assistance, steering, and redlining risks. Performance analysis includes the ability to interactively review the individual loan...

...a score called the “neighborhood risk scores that decide the way forward for a kid’s education.” “This is a modern way of redlining because if we are going to be...

...onerous, generally one-way indemnities, representations, and warranties. For the vendors who dare attempt negotiation, months of often silly redlining lie ahead (I always laugh at contracts with laundry lists of...

...color. The federal government’s adoption of the Home Owners Loan Corporation’s underwriting guidelines in 1933, including redlining policies in the administration of its federally insured mortgage programs, institutionalized racial discrimination....

...another, with redlining returning to neighborhoods that were recently subject to reverse redlining. In some parts of California, where mortgage lending is occurring in neighborhoods of color, it often is...

...the same month found lingering effects from the decades-past practice of “redlining” certain neighborhoods as “hazardous” for mortgage lenders. Unsurprisingly, neighborhoods classified as “hazardous” very often tended to be those...

...redlined neighborhoods higher than formerly “best”-labeled neighborhoods from the same region. That standout metro? Haverhill, Massachusetts. To read Zillow’s full research report on the lingering effects of redlining, click here....