Tag Archives: DTI

As fewer buyers become unable to afford higher home mortgage costs, a new CoreLogic analysis revealed that rising interest rates and higher home prices continue to wear at homebuyer affordability. As a result, the diminishing demand from borrowers may lead ...

Mortgage interest rates are at record lows and purchase loan application data indicates tremendous demand for homebuying, according to the data analysts at CoreLogic. In an article published Wednesday, CoreLogic compared the credit attributes for conventional conforming loans in Q2 ...

The FHA has signaled that it may tighten credit, noting that the debt-to-income (DTI) ratio for FHA-insured loans has been consistently increasing for six years. In a new report, find out just how much DTI impacts defaults and repayments.

With mortgage rates falling and the buyer’s market in full swing, some potential homeowners might be tempted to go ahead and buy before they’re ready. Find out where homeowners may be overspending on mortgage payments.

Homeowners are feeling a high debt-to-income ratio, but according to recent data, not all is lost. Here’s how some of that pressure may be relieved.

What is constraining debt-to-income ratios from returning to pre-crisis levels? The latest report on the Ability to Repay Rule from CFPB might have the answer.

Which American city has the largest number of debt-ridden homebuyers and which has the least? Hint: Living on an island does not guarantee low debts.

Here’s what a new research that gauged the impact of mortgage payment and principal reduction revealed about how they impacted defaults and delinquencies and the implications for policies on how financial institutions can help homeowners facing default.

Industry professionals are worried about the impact of less-tested home financing methods for home purchases, according to a survey. Click through for the details.

The Federal Housing Administration (FHA) issued new guidelines for manually underwritten loan applications that should improve a lender's ability to evaluate borrowers' risk and reduce credit requirement ""overlays"" that exceed FHA's lending standards. The agency says the move will help restore its depleted Mutual Mortgage Insurance Fund from which it pays claims without forcing lenders to over-tighten credit standards.