Tag Archives: Moody’s Analytics

The Low-Income First-Time Homebuyers (LIFT) Act will help reduce the racial wealth gap by allowing qualified buyers to build equity–and wealth–at twice the rate of a conventional 30-year mortgage.

Carbacho-Burgos talks to DS News about where the housing market is headed and the significance of the inverted yield curve. Editor’s note: This piece originally appeared in the May issue of DS News.

At a Senate Committee Hearing on Sen. Mike Crapo’s housing finance reform outline, experts gave their opinions on how best to bring about a more sustainable market.

Currently their line of credit with Treasury would provide about 5 percent capitalization and the current guarantee fee of 63 basis points would provide about 3 percent; they would need to increase their G-fees by about 27 basis points to raise the additional 2 percent capital.