A brief analyzing FHFA's recent proposal on enterprise capital looked to answer two key questions on risk and capital requirement across the business cycle.
Read More »FICO, Experian, and Finicity Launch New Credit Score
The new system aims to improve credit access, giving consumers more control in the credit scoring process.
Read More »Credit Scores and Loan Prepayment Speed
Are prepayment speeds related to credit scores? A recent webinar on residential mortgage servicing rights gave some new insights about the prepayment of loan products and FICO scores by comparing conventional and government mortgages.
Read More »LenderClose Expands Sales Team with New Executive
As Sales Executive at LenderClose, Benjamin Dinkins will build relationships with credit unions and community banks for the lending technology firm.
Read More »The Evolution of Housing Wealth
What are the shifts in the distribution of housing wealth and how has it evolved after the Great Recession? A research by the New York Fed found some compelling answers.
Read More »Low Credit Scores Add Up
A “fair” credit score between 640 and 679 could cost a borrower around $720 a year in extra mortgage payments than a borrower with an “excellent” score, according to a new Zillow study. Zillow analyzed Annual Percentage Rate (APR) terms ...
Read More »Three Factors Impacting the Housing Market
Mat Ishbia, President and CEO, United Wholesale Mortgage explains the three key factors that are affecting the housing market and how their impact can be felt in the latter half of the year in this video.
Read More »10 Cities With the Best and Worst Credit Scores
A new report by WalletHub shows that when it comes to solid credit, residents of several cities in Florida and California have the edge on the rest of the country. The firm compared the median credit scores of residents in ...
Read More »Mortgage Offer APRs Trending Higher
LendingTree has released its latest Mortgage Offers Report, breaking down the lending landscape for February 2018. The Mortgage Offers Report serves as a useful companion to other standard industry surveys on mortgage rates because, as LendingTree points out, “Most quoted ...
Read More »Scoring the Unscorable
Editor's note: This story was originally featured in the February issue of DS News, out now. Following the credit crisis of 2008, the economic recovery has stabilized consumer credit markets and led to a rebound of credit availability for consumers. Despite a ...
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