Author Archives: T. Robert Finlay

Robert Finlay is one of the three founding partners of Wright, Finlay & Zak. Since 1994, Finlay has focused his legal career on consumer credit, business, and real estate litigation and has extensive experience with trials, mediations, arbitrations, and appeals. Finlay is at the forefront of the mortgage banking industry, handling all aspects of the ever-changing default servicing and mortgage banking litigation arena, including compliance issues for servicers, lenders, investors, title companies, and foreclosure trustees.

The Price of Affordability

February 19, 2019

Here's how lenders and servicers could face increased risk with California’s affordable housing regulations.

ADA Implications for Servicer Websites

January 7, 2019

What measures can servicers take to avoid lawsuits associated with mortgage loans taken under the Americans with Disabilities Act?

Examining the Enforcement of TILA

January 3, 2019

What should lenders keep in mind while tackling regulations related to the Truth in Lending Act? Click through to learn what experts have to say.

The Rocky Road to Fee Recovery

November 2, 2018

A Court of Appeal has limited the lender’s right to recover attorney’s fees after successfully defending against borrower lawsuits challenging a foreclosure. That means a victory in court could still prove costly. Editor’s Note: This feature originally appeared in the November issue of DS News, out now.

The Past and Future of PACE

March 20, 2018

By T. Robert Finlay, Founding Partner, Wright, Finlay & Zak and Sonia Edwards, Senior Associate, Wright, Finlay & Zak, California With global warming and other environmental issues at the forefront of national policy, the creation of programs to finance energy-efficient improvements ...