If efforts by Californian policymakers paved a way for other cities across the country to take comparable actions, it would not be the first time.
Read More »Credit Invisibility: A Barrier to Homeownership
The issue is disproportionately magnified for Black and Latinx Americans, according to studies.
Read More »Winter Storms Contribute to Dearth of Housing Inventory
Last month's record cold "likely caused sellers to hit pause, even if only temporarily," analysts say, but, "in today's inventory-starved market, any setback is significant."
Read More »Is it Time to Reevaluate Your Approach to Customer Service?
The global pandemic, coupled with the “Age of the Customer,” has changed everything. Embracing technology is no longer just an option but an imperative.
Read More »CFPB Proposes Extending Mandatory Compliance Date for QM Loans
Consumer Financial Protection Bureau administrators say an extension may help ensure stability and access to affordable, responsible credit in the mortgage market.
Read More »Manufactured Housing: The Low Inventory Solution?
Demand continues to overshadow supply in the housing market, but a combination of manufactured homes and down payment assistance may ease this burden.
Read More »Metros With the Highest Credit Scores
Credit health is key when it comes to achieving homeownership, and while it isn't the only indicator, a credit score is an effective barometer—this study ranks 2,500 cities by score.
Read More »Single Women’s Increasing Impact on the Housing Market
Women who could afford homes before the pandemic likely can still afford a home, and low mortgage rates have been incentivizing them to take the plunge, economists say.
Read More »Forbearance Activity Up for the First Time in Weeks
The largest rise was for portfolio and private label securities loans, due to increases in both Ginnie Mae buyouts and other PLS loans.
Read More »HOAs vs. Mortgage Lenders
Court decisions in Nevada may have a national impact on the rights of mortgagors inside and out of the court.
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