With skyrocketing home prices, insufficient housing inventory, and crippling student debt, many potential homebuyers simply don’t have the means to save up for a downpayment on a home. For many, that leaves rental as the only option, and a pair ...
Read More »Connecting Homebuyers to REO Properties
James Vinci, VP, and CTO, Equator spoke to DS News on how technology can help to make the buying and selling of default property an easier option for all stakeholders.
Read More »House Bill Would Streamline Volcker Rule
The push to streamline reforms put in place after the financial crisis continues as the House of Representatives has passed a new bill that would streamline the Volcker Rule. Implemented as part of the larger Dodd-Frank Wall Street Reform and ...
Read More »The Best Cities for America’s Top Expanding Professions
Securing employment is one of the precursors to homeownership, and the good news is that several growing industries are brimming with opportunity. However, in some cases, the markets teeming with employment opportunities harbor competitive and high-priced housing markets. “A red-hot ...
Read More »Multigenerational Households on the Rise
As of 2016, one in five Americans lived in a multigenerational household. That’s the key revelation from a newly released Pew Research Center analysis of U.S. Census data, revealing that the percentage of multigenerational American households has reached a level ...
Read More »What’s Happening With Reverse Mortgage-Backed Securities?
Home equity conversion mortgage-backed securities supply took a bit of a dive in March 2018, dropping by over $200 million month-over-month. That’s according to a new report by New View Advisors, “a financial services firm advising clients on capital markets, ...
Read More »The Week Ahead: Fed’s Beige Book Spotlights Economic Trends
The Federal Reserve will release its latest Beige Book on this coming Wednesday, April 18, at 2 p.m. EST. The Beige Book presents a summary of economic conditions and activity, based on reports from the various Fed district banks. As detailed on ...
Read More »The State of Ginnie Mae MBS Issuance
Ginnie Mae, a wholly-owned government corporation that attracts global capital into the housing finance system to support homeownership for veterans and millions of homeowners throughout the country, has announced that issuance of its mortgage-backed securities (MBS) hit a total of ...
Read More »Maintaining Middle-Income Housing Supply
Much of the discussion about housing trends of late has focused on the highs and lows. On the upper end of things, home prices are booming and not likely to come down soon. Unfortunately, that trend, combined with nationwide housing ...
Read More »Rising Rates, Squeezed Supply Have Housing Industry’s Attention
Today’s rising interest rates have some market participants concerned, according to Moody’s Investors Service. The survey reports that crimped housing supply, coupled with the higher cost to borrow, is chipping away at optimism. Some participants, however, feel that conditions in ...
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