Lending and Originations

FHFA is soliciting comments from market participants and stakeholders on the transition to updated credit scoring models and credit reporting requirements for loans acquired by the GSEs.

HUD takes additional action to evaluate and reduce residential health hazards in public housing by eliminating lead-based paints, mold, and asbestos, among other threats.

A new blog post by David Luberoff, Deputy Director of the Joint Center for Housing Studies at Harvard University, explores the concept of digitalization and how it has changed the face of producing, financing, reviewing, and regulating the current housing market.

According to Ginnie Mae, August 2023’s new mortgage-backed securities issuance has supported the financing of more than 123,000 households, including 59,000 of that number comprised of first-time buyers.

A growing number of millennials do not believe they will ever afford to own a home as they try to battle a confluence of adverse market conditions.

The Senate Banking Committee will host a panel of experts who will share ideas on how to bolster the nation’s housing inventory, as buyers seek more options in an increasingly shrinking marketplace.

Michael J. DeVito will move on from the role of CEO in the first quarter of 2024, as the GSE is set to begin its search for a successor to the position.

"Texas has long been one of the most popular states for international buyers," said Marcus Phipps, 2023 Chairman of the Texas Realtors. "Our strong economy, diverse population and high quality of life make the Lone Star State an attractive destination."

Fannie Mae’s Home Purchase Sentiment Index revealed that home-selling and homebuying sentiments are up year-over-year, a welcome sign that raised the index as a whole by 4.9 points.

Through the new agreement, lenders will have the ability to order risk-based mortgage insurance through Rate GPS, directly through the Calyx loan platform.