Despite the 30-year, fixed mortgage’s desirable and stable conditions, it has been shown to evolve with the change of market forces, demographics and demand.
Read More »Credit Default Rates Dip Down in July
The national credit picture took a nine basis point dip in July from the year prior, as mortgage and consumer credit default rates overall stay steady on a month-over-month basis.
Read More »Why Student Debt May Not Hinder Homeownership
Student debt has long been thought to hinder new homeowners from entering the market, but recent data from Fannie Mae shows that this may not be a factor anymore.
Read More »Market Confidence Increases for August
The score for the Housing Market Index rose this month along with the rankings for the housing market’s single family sales (current and within the next six months).
Read More »Opportunity in Housing Lies with 55+ Population
Freddie Mac EVP of Single-Family Business Dave Lowman called the 55+ population "the next business opportunity", but what makes this subgroup so important?
Read More »No Ripples for Underwater Rates in Q2
The bad news is that 67 million homes in the United States are seriously underwater. The good news is that that number hasn’t gotten worse.
Read More »Do Demographics Play a Role in the Current Homeownership Rates?
After half a decade from the bottom of the housing bust, the U.S. homeownership rate still remains stuck at a current 50-year low and a look at the demographics of those Americans that do own homes today, and those that do not, and compares the data to that of past decades may be useful in understanding this phenomenon.
Read More »Housing Bust Foreclosures Drove Up SFR for Metro Areas
Metro areas that experienced more foreclosures during the housing bust have seen a larger increase in the share of single-family homes that are rented.
Read More »Less Homeowner Movement Could Spell Trouble
The lessened movement in the housing market could potentially have ramifications in the future by reducing mortgage originations as well as the number of mortgages serviced and put into default.
Read More »Job Report Hits the Mark for July
Economists and analysts widely praised July’s Employment Situation from the Bureau of Labor Statistics released Friday, not just for the headline number, but also for the majority of the data contained within.
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