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Delinquencies Take Another Dive

Delinquencies, foreclosures, and homes in negative equity all dropped over the last quarter and the last year, according to new data. But just how much have they dipped and why?

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Hurricane Harvey: Following the Flood

hurricane harvey

It has been three days since Hurricane Harvey made landfall off the coast of Texas, and shows little sign of letting up anytime soon. Houston, in particular, was especially ravaged by the deluge, which received 25 inches of rain in two days. But many properties with federally-insured mortgages sit outside Special Flood Hazard Areas, and aren’t required to have flood insurance . . .

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Quality Over Quantity

FHFA Director Mel Watt said the topic of alternative credit score models has been among the most difficult evaluations he’s undertaken in his tenure, and with all the arguments for and against it, it’s understandable why.

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HARVEY: Texas Governor Responds to Ongoing Devastation

 Texas Governor Greg Abbott has expanded his state disaster declaration to include 20 additional Texas counties in response to the damage caused by Hurricane Harvey, effective August 26. To view Governor Abbott’s updated proclamation, click here. "The addition of these ...

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Yellen: There’s Still More Work to Do

In a speech at the Federal Reserve's annual conference, Janet Yellen looked back at the financial crisis—as well as the insights, lessons, and reforms that came out of it. Read on to see more of Yellen's remarks.

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July 2017: How Freddie Fared

Freddie Mac recently issued its Monthly Volume Summary for July 2017, providing information on its mortgage related portfolios, securities issuance, risk management, delinquencies, debt activates, and other investments. Take a look at how the GSE did.

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Drilling Down Delinquency Data

A leading industry mortgage delinquency report for the second quarter of 2017 was recently released reflecting performance on conventional, FHA, and VA loans. Take a look at how delinquency rates compare.

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