...that helps promote a visceral understanding of the prohibition,” explained Chopra while addressing the University of California Irvine Law School. In 1980 and 1983, respectively, the Federal Trade Commission (FTC)...

This piece originally appeared in the April 2023 edition of MortgagePoint magazine, online now. Effective in 2019, California tweaked its groundbreaking Homeowner Bill of Rights (HOBR) to require that, in...

...business lending activity in Section 1071 of the Consumer Financial Protection Act. However, the CFPB did not issue rules to implement this requirement. The California Reinvestment Coalition sued the CFPB...

The Consumer Financial Protection Bureau (CFPB) has announced that it has determined that state disclosure laws covering lending to businesses in California, New York, Utah, and Virginia are not preempted...

...% Arkansas: 5.21 % West Virginia: 5.20 % Bottom 5 States by Non-Current Percentage: California: 2.32 % Montana: 2.26 % Idaho: 2.16 % Colorado: 2.10 % Washington: 2.05 % Top...

...reasons for the regional divide: Domestic migration trends between states since the beginning of the pandemic saw people moving to Arizona, Florida and Texas, while leaving California and Illinois Sun...

...of First Citizens Bank. On March 10, 2023, Silicon Valley Bank (SVB) was closed by the California Department of Financial Protection and Innovation and the FDIC was appointed receiver. The...

...Title of California & SVP, National Sales, Boston National Title. Cooke is a 16-year veteran of the mortgage finance industry, with deep experience in solution design and continuous process improvement....

...about reducing fire risk.” According to the index, ranking the top 150 U.S. cities with the highest home fire risk, the top five cities are: Modesto, California; Shreveport, Louisiana; Fresno,...

...for government loans.” Regionally, the five states with the highest share of loans that were current as a percent of servicing portfolio: Washington Idaho Colorado California The five states with...