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...that most home insurance policies do not cover flooding. As a result, more than 90% of the flood insurance policies in the U.S. are covered by FEMA’s National Flood Insurance...
Read More »The Home Insurance Forecast
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Bipartisan MI Bill Introduced to Provide Relief to Middle-Class
Reps. Ron Kind and Vern Buchanan have introduced bipartisan legislation, the Middle Class Mortgage Insurance Premium Act of 2021, to expand eligibility for and make permanent a deduction for mortgage...
Read More »Loan Limits Increased to Keep Up with Appreciation
...II forward and Home Equity Conversion Mortgage insurance programs. The agency is statutorily mandated by the National Housing Act and the Housing and Economic Recovery Act of 2008 to reevaluate...
Read More »Natural Disasters are Pushing Up Insurance Rates
...to them, but at a cost of greatly-reduced coverage. Many insurance companies draw from reinsurance policies to protect themselves from natural catastrophes. However, the reinsurance industry has been experiencing losses...
Read More »Analyzing FEMA’s Flood Insurance Revisions
...event of a flood. The National Flood Insurance Program was initially started in 1968 as a way for homeowners to get a federally-insured flood insurance policy for those who live...
Read More »FHFA Announces Deemed-Issuance Ratio for Next Year
...variable annuity, endowment, and life insurance contracts. The IRS has provided a deemed-issuance-ratio to allocate issuer exposure for TBA trades between the Government-Sponsored Enterprises (GSEs). Compliance with these requirements is...
Read More »Two New Additions Strengthen WFG’s Southwest Growth
Debbie Youens and Gregg Harris of WFG National Title Insurance Company. WFG National Title Insurance Company has announced the addition of Debbie Youens as South Texas Regional Escrow Manager, and...
Read More »Disaster Preparedness Across the U.S.
...for flood insurance. Many insurance agencies may also have strict regulations of their own before they will insure a home against flooding. For this reason, any structure new or existing...
Read More »October Housing Market Exceeds Expectations
...which offers title insurance, settlement services, and risk solutions for real estate transactions, released its Potential Home Sales Model for the month of October which "measures what the healthy market...
Read More »Balance to Return to the Housing Market?
...an area’s flood and fire risk, and how those tangibles factor into insurance costs. Prediction #8: Housing policy will become central to political battles about climate change As natural disasters...
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