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Tag Archives: consumers

Re-examining Data Privacy Under the FCRA

Data privacy, the use of technology, and the impact of unregulated credit scores on consumer debt were in focus at a Senate Banking Committee hearing. Here’s what was discussed about the present and future for credit score reporting.

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Maxine Waters: “This Hearing Was Long Overdue”

In a hearing on holding credit bureaus more accountable the House Financial Services Committee sought answers from Equifax, TransUnion, and Experian on credit reporting. Here’s what the committee and witnesses had to say about making the process stronger and more secure.

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What did S&P Say About Mortgage Defaults?

Consumer credit default rates for mortgages have remained fairly stable this year, according to a new analysis. Here’s a breakdown of how mortgage defaults performed compared to credit cars and auto loan default rates.

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NY Fed Weighs in on Economy and Housing

While home price growth expectations fell for the second month in a row, consumers are expecting better income and household finances, meaning more ability to pay off debt. See what direction consumers believe the market is set to go.

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