Tag Archives: Credit Risk

In his role as VP Sales at MQMR, Jeff Christensen will be responsible for leading sales, driving new business opportunities and expanding brand awareness.

A new report has found that credit easing has likely impacted the default risk for certain buyers. Here’s how.

Rick Sharga, EVP, Carrington Holdings explains the key difference between the subprime loans issued prior to the Great Recession that led to defaults and today’s non-prime loan products that are unlocking homeownership potential for underserved borrowers.

Get the latest on new servicing technology, people movements, and changes in this weekly update. North Carolina headquartered private mortgage insurance company, Arch Mortgage Insurance Company (“Arch MI”), has announced the completion of a new integration with Cloudvirga, developer of ...

According to a new report, mortgage lenders are taking increased credit risks similar to those of the early 2000s, Released on Tuesday, the report shows that tThe level of credit risk taken by lenders in Q1 of 2017 was about the same as the average risk taken between 2001 and 2003. The shift is likely a result of declining refinances, rising mortgage rates, and an increased share of investor, condo, and co-op purchases.

The FHFA’s Credit Risk Transfer Report revealed a big uptick in GSE credit risk transfer for 2016. Fannie Mae and Freddie Mac transferred a combined $18 billion in credit risk on $548 billion mortgages for the year. Risk was transferred via a variety of debt issuances, insurance and reinsurance programs, and front-end transactions.

This will be JPMorgan Chase's first house transaction (meaning the bank owns all of the mortgages in the deal) since the financial crisis.

The risks facing national banks and federal savings associations are real, and regulators and bank management need to act now to prevent those risks from becoming reality, according to Comptroller Thomas J. Curry.

The OCC conducted a survey of 95 banks. What are some of the trends the survey revealed about underwriting standards?

In the last 18 months, however, banks have generally become profitable as economic conditions have improved, unemployment is down, and loan demand has increased, leading Curry to ask: “Where do we go from here? What will it take to ensure that banks remain solvent, stable, and secure in their role in the payments and credit system?”