Tag Archives: Experian

In a hearing on holding credit bureaus more accountable the House Financial Services Committee sought answers from Equifax, TransUnion, and Experian on credit reporting. Here’s what the committee and witnesses had to say about making the process stronger and more secure.

From credit counseling initiatives to partnerships to automate REO processes, get the latest buzz on the industry in this weekly update.

The new system aims to improve credit access, giving consumers more control in the credit scoring process.

The real estate industry reported a large increase in cyber crime and fraud last year, meaning more ways of fraud prevention are necessary. See how the Federal Trade Commission giving consumers the ability to freeze accounts for free may cut down on fraud.

Millennials are buying, but many can do better. See what changes these young buyers can make to get on the path to sustained homeownership.

Although they did see a small uptick as last year ended, first mortgage default rates remained flat year-over-year, according to the S&P/Experian Consumer Credit Default Indices covering data up through January. According to the S&P/Experian Consumer Credit Default Indices released ...

Two different reports show small increases in loan delinquencies in the back half of 2017, but the percentages remain comparatively low and bode well for the state of the economy in 2018. The American Bankers Association Consumer Credit Delinquency Bulletin ...

Consumer credit reporting agency Experian has released its eighth annual State of Credit report, showing a positive state of affairs that includes average credit scores trending upward and inching closer to pre-Recession totals. Experian’s data reveals that the national average ...

As the years go by, technology progresses. New computers and cellphones, more efficient ways of handling paperwork—but what about credit reporting?

The overall rate of default in the U.S. has hit its lowest point in five months, but not every product is seeing a drop. Which ones are experiencing steep declines and which are on the rise? Read on to find out.