Tag Archives: Freddie Mac

The latest STACR offering "reflects investors' positive view of the company's credit fundamentals," according to Mike Reynolds, VP of Credit Risk Transfer with Freddie Mac.

It may be tougher to qualify for a mortgage loan to buy a home now than it was 10 years ago. But at least Fannie Mae and Freddie Mac are helping borrowers who already have homes to stay in them.

Despite having similar business models and charters, Fannie Mae and Freddie Mac have significant variations in risk assessments between them. What does the OIG recommend is the best way to reduce these variations?

The FHFA's conservatorship of Freddie Mac continues, but the GSE has found an effective way to reduce exposure to credit risk while bringing private investors back into the single-family mortgage market.

Some analysts have expressed concerned that the Fed's tightening will reverse the gains the housing market has made in the last year. But Freddie Mac does not share those concerns, according to Chief Economist Sean Becketti.

Both Fannie Mae and Freddie Mac have announced that their respective credit risk sharing initiatives will continue in 2016 in order to allow more participation from the private sector in the U.S. housing market.

Lawmakers suggest that additional credit scoring models would "foster competition and innovation in the credit scoring industry." But how much of a hold does FICO really have in that area?

What are some of the initiatives Fannie Mae and Freddie Mac plan to implement in 2016?

Helping families avoid foreclosure is one of the stated goals of Fannie Mae and Freddie Mac since the conservatorships began more than seven years ago.

The proposed regulation will require the GSEs to serve three underserved markets including manufactured housing, affordable housing preservation, and rural markets.