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Tag Archives: Housing Crisis

The Challenges of the ‘Housing Burdened’

A majority of financially struggling households in California are spending more than 30 percent of their incomes on keeping a roof over their heads. Just how heavy is that burden, and what does it mean for the Golden State’s ongoing affordable housing crisis?

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How Did Refis Impact the 2008 Financial Crisis?

While there is still debate about the various factors that contributed to the 2008 financial crisis and the collapse of the housing market, a new paper by the Urban Institute suggests that the poor performance of cash-out refinances, and refinances in ...

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California Bill Would Allow More Housing Near Transit Stops

Like many parts of the country, California is facing a crisis of housing availability and affordability. According to the California Department of Housing and Community Development, 97.6 percent of California cities failed to meet their affordable housing goals in 2017. ...

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Wallison: Treasury Department Wrong on Regulation Approach

Former White House Counsel and Senior Fellow in Financial Policy Studies at the American Enterprise Institute Peter J. Wallison put in an appearance Thursday on CNBC’s The Santelli Exchange, where he criticized the U.S. Treasury Department’s recent approach to regulation ...

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Fannie Mae CEO on the GSE’s Past & Future

It’s been a decade since the housing bubble collapsed, sending shockwaves through the mortgage industry and creating economic impacts that are still being felt throughout the nation to varying degrees. In its December 2017 issue, DS News spoke to several ...

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PHH Moves Forward With Updated Servicing Standards

In a statement released Wednesday, PHH said they will implement new servicing standards as part of a settlement with a multi-state group of state attorneys general, as well as following a “testing and reporting process to ensure compliance with the ...

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Yellen: There’s Still More Work to Do

In a speech at the Federal Reserve's annual conference, Janet Yellen looked back at the financial crisis—as well as the insights, lessons, and reforms that came out of it. Read on to see more of Yellen's remarks.

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