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Tag Archives: Mortgage Rates

Credit Scores and Loan Prepayment Speed

credit scoring

Are prepayment speeds related to credit scores? A recent webinar on residential mortgage servicing rights gave some new insights about the prepayment of loan products and FICO scores by comparing conventional and government mortgages.

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A Decade Unlike Any Other

DSN-story_JULY2

DS News takes a retrospective look at the lessons learned over the last 10 years and a look at what lies ahead. Editor’s note: This story originally appeared in the July issue of DS News, out now.

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Foreclosure Trends on the Horizon

low income households

Despite historically low levels of foreclosures, are there any indicators suggesting that a reversal is coming? A webinar on Tuesday addressed this question, along with the overall performance of the housing market in the first half of 2018.

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Demystifying the Economics of Housing

Dwight Johnston, Chief Economist, California and Nevada Credit Union Leagues on the economics and politics of the housing market and the trends that are likely to impact it during the year. Editor’s Note: This feature originally appeared in the May issue of DS News, out now.

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Low Credit Scores Add Up

credit scoring

A “fair” credit score between 640 and 679 could cost a borrower around $720 a year in extra mortgage payments than a borrower with an “excellent” score, according to a new Zillow study. Zillow analyzed Annual Percentage Rate (APR) terms ...

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Rising Rates to Impact Homebuyers

Fed Rate

On Wednesday, after Jerome Powell's first Federal Open Market Committee (FOMC) meeting as Fed Chair, the Federal Reserve announced that it had increased the Fed funds rate by a quarter point at a target of 1.5 percent to 1.75 percent. ...

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