In some the largest markets, the mortgage burden may be too much. See where interests rates have pushed affordability down.
Read More »The Impact of Privatizing the GSEs
Currently, Fannie Mae and Freddie Mac are the biggest players in the secondary market. But what if the market was moved from the government to the private sector?
Read More »Credit Scores and Loan Prepayment Speed
Are prepayment speeds related to credit scores? A recent webinar on residential mortgage servicing rights gave some new insights about the prepayment of loan products and FICO scores by comparing conventional and government mortgages.
Read More »A Decade Unlike Any Other
DS News takes a retrospective look at the lessons learned over the last 10 years and a look at what lies ahead. Editor’s note: This story originally appeared in the July issue of DS News, out now.
Read More »Foreclosure Trends on the Horizon
Despite historically low levels of foreclosures, are there any indicators suggesting that a reversal is coming? A webinar on Tuesday addressed this question, along with the overall performance of the housing market in the first half of 2018.
Read More »Homes Here are Selling Quick and Fast …
Despite rising home prices, a report found that homes are selling at record speed, especially in certain markets. Which cities saw homes moving faster than others?
Read More »Demystifying the Economics of Housing
Dwight Johnston, Chief Economist, California and Nevada Credit Union Leagues on the economics and politics of the housing market and the trends that are likely to impact it during the year. Editor’s Note: This feature originally appeared in the May issue of DS News, out now.
Read More »Low Credit Scores Add Up
A “fair” credit score between 640 and 679 could cost a borrower around $720 a year in extra mortgage payments than a borrower with an “excellent” score, according to a new Zillow study. Zillow analyzed Annual Percentage Rate (APR) terms ...
Read More »Freddie Mac Forecasts Housing Conditions Through 2019
Freddie Mac has released its latest Outlook, breaking down the state of the housing market in April 2018 and examining where things are likely to head over the next few years. The Outlook forecasts continual gradual growth through Q4 2019, ...
Read More »Rising Rates to Impact Homebuyers
On Wednesday, after Jerome Powell's first Federal Open Market Committee (FOMC) meeting as Fed Chair, the Federal Reserve announced that it had increased the Fed funds rate by a quarter point at a target of 1.5 percent to 1.75 percent. ...
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