While Black and Latino households have often been disproportionately affected by predatory lending practices, homeownership rates have increased nationwide for both. However, lack of affordable housing and high interest rates may pose challenges moving forward.
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Re-examining Data Privacy Under the FCRA
Data privacy, the use of technology, and the impact of unregulated credit scores on consumer debt were in focus at a Senate Banking Committee hearing. Here’s what was discussed about the present and future for credit score reporting.
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