A fiercely raging debate for the last five years is whether or not the added costs imposed on businesses that must comply with increased regulations justifies the benefits of those increased regulations.
Read More »NAR Calls for Further FHA Insurance Premium Reductions
According to the National Association of Realtors, low inventory, affordability, and tight credit are still plaguing the housing market. But NAR President Tom Salomone says he has the solution.
Read More »‘Hardest Hit’ Areas Get More Relief from Treasury
The Hardest Hit Fund (HHF) was created under the government's Troubled Asset Relief Program in 2010 to help the areas that were deemed to have been hit hardest by the financial crisis. How is the latest—and final—round of funding going to be disbursed?
Read More »GOP Just Keeps Pushing Financial Reform
Republicans have been trying to chip away at Dodd-Frank almost since the law was enacted nearly six years ago. But lately they have made a more intense push, and they won a victory in the House of Representatives recently.
Read More »Why Will Principal Reduction Benefit So Few Borrowers?
Why is the FHFA extending its principal reduction program to only 33,000 borrowers when there are three million underwater borrowers nationwide?
Read More »Consumer Credit Default Rates Paint Mixed Picture
Mortgage default rates were down while bank card default rates were up in March. What does this reveal about consumer behavior patterns?
Read More »Counsel’s Corner: The Battle Over GSE Profits is Raging
What is the outlook for the GSE shareholders' appeal of a lawsuit against the government over the sweep of GSE profits into Treasury that was previously dismissed in the D.C. District Court? Hamish Hume, partner with Boies, Schiller & Flexner, discusses all points of the case.
Read More »Sen. Shelby Requests Probe of FHFA
Why is Sen. Richard Shelby (R-Alabama), Chairman of the Senate Banking Committee, asking the Government Accountability Office to conduct further study on the activities of the Federal Housing Finance Agency?
Read More »Finally, Sanders Speaks Out on Housing Reform
Presidential candidates have been largely silent about housing policy during their campaigns, with the exception of Hillary Clinton. Now, Democratic presidential hopeful Bernie Sanders has laid out his own comprehensive plan to reform affordable housing.
Read More »The Pros and Cons of Proposals to End Too Big to Fail
Minneapolis Fed President and CEO Neel Kashkari believes that the largest banks are still Too Big to Fail, and he and his colleagues are exploring possible solutions.
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