...know they’re being asked to do. The third category is systemic bias—the results of larger-scale bias decisions that perhaps were made historically. This includes things like historic redlining, government policies,...

...toxic facilities in the United States. And decades of redlining and segregation has ensured that Black inner-city communities are home to some of the most deteriorated infrastructure in the nation....

...of authors wrote. “Another New Deal-era corporation, the Home Owners' Loan Corporation, engaged in a practice known as "redlining" when it drew maps for over 200 American cities to rate...

...a larger share of homes with high flood risk than areas that weren’t redlined. While redlining has been outlawed for years, formerly redlined areas are still more likely to house...

...loan, earning less money can make getting approved for a mortgage more difficult. Further, the legacies of historical policies meant to disenfranchise Black homebuyers, like illegal “redlining,” and other discriminatory...

...from civil rights and community groups as well as well as other community stakeholders to modernize the Community Reinvestment Act (CRA) and enact new rules to prevent modern-day redlining. According...

...Camden, and Wilmington. This resolution marks the first redlining settlement that the CFPB and DOJ has reached with a non-bank lender, and the second largest redlining settlement in the DOJ’s...

...the Bureau will begin to focus increasingly on the potential misuse of artificial intelligence (AI) in lending decisions. Specifically, Director Chopra has noted that AI may result in “digital redlining”...

...new Urban Institute research. Enacted in 1977 to combat redlining, the CRA helps ensure federally insured banks meet the credit needs of the communities in which they operate, including low-...

...homebuyers, like “redlining,” have had a long-lasting impact that still contributes to the disproportionately low homeownership rates among Black Americans today,” Channel concluded. “With that said, it’s important to note...