The Community Reinvestment Act (CRA) was passed in 1977 to fight explicitly racist redlining policies, and requires federal bank regulators—the Office of the Comptroller of the Currency, the Federal Reserve,...

...range of negative social outcomes such as poor health, lower academic achievement, and lower economic mobility. The hard truth is that from real estate covenants to exclusionary zoning and redlining...

...practices like redlining that carved up neighborhoods based on demographic groups and made underwriting decisions based on the color of someone's skin. And then we have seen that have a...

...redlining have prevented communities of color from building wealth through homeownership," said FHFA Acting Director Sandra Thompson. "By identifying the barriers to equitable and sustainable housing finance opportunities and setting...

...systems and redlining maps that deemed communities of color as high credit risks. These exclusionary policies were perpetuated by private industry practices, and studies show that many of these redlining...

The gap between Black and White wealth historically has been significant, due in large part to housing and lingering effects of past housing policies and systemic injustices, such as redlining....

...comparable homes in primarily white neighborhoods. "Homes in majority-Black parts of Chicago are valued lower, and the cycle set in motion by policies like redlining make it tough to equalize...

In dozens of cities across the country, maps of flood danger zones bear a striking resemblance to corresponding redlining maps of yesteryear, a study revealed. That Redfin study showed formerly...

...Color households," Imo wrote. "For most of America, sustainable homeownership has been a main driver of generational wealth accumulation. However, laws mandating segregation, and policies and practices such as redlining,...

...drew a clear line from the redlining practices of the early 20th Century to the widespread use of exclusionary zoning laws today. Fudge said educating Americans on the negative impact...