Tag Archives: credit

We take a look at credit availability and how that affects default risk. How does current risk compare to the years before the housing bubble emerged and burst?

Even though some borrowers across the nation saw an increase in mortgage credit availability in September, that wasn’t the case for everyone. Find out which borrowers saw the squeeze and which saw their availability grow.

A recent report took a look at how the tight inventory and easing credit have impacted the home market. Click through to find out more.

A new study has found that homeowners with negative equity, those who owe more on their mortgage than the value of their home, are decreasing. Here’s how rising home equity can support additional consumption spending and home improvement expenditures.

Millennials are buying, but many can do better. See what changes these young buyers can make to get on the path to sustained homeownership.

While consumers expect the access to credit to tighten over the next few months, here’s what a New York Fed survey revealed about consumer expectations on home prices and debt payments.

What are the shifts in the distribution of housing wealth and how has it evolved after the Great Recession? A research by the New York Fed found some compelling answers.

Richard Clarida and Michelle Bowman gave their testimony during their nomination hearing for top jobs at the Fed by the Banking, Housing, and Urban Affairs Committee. Click through to learn what they had to say about their potential roles.

A record amount of Americans have access to credit through credit cards, auto loans, personal loans—and of course mortgages. See the breakdown here.

A recent report shows mortgage credits are increasing, but there’s more room for improvement. What’s holding back gains for the housing market?