Three weeks ago, the GSEs announced their first contribution to the NHTF after more than a seven-year suspension. The contribution was not without controversy, however.
Read More »Freddie Mac’s Serious Delinquency Rate Plummets Further
After a slight uptick in January, the number of delinquent loans backed by Freddie Mac resumed its downward spiral.
Read More »Is Housing Poised to Return to Pre-Crisis Glory?
The recent predictions from analysts of a dark year for housing based on the combination of tight inventory, rapid home price appreciation, and slow wage growth may be a little off base, according to one analysis.
Read More »Watchdog Chides FHFA for Lack of Oversight
The report from the FHFA Office of the Inspector General covered an 18-month period from early 2013 to mid-2014.
Read More »Proposal to Reform GSEs Aims to Circumvent Stalling Legislation
Part of the plan includes the GSEs' conservator, FHFA, amending the preferred stock purchase agreements and suspending payment of cash dividends on Treasury's senior preferred stock.
Read More »Just How Far Has REO Fallen?
As more jobs are added each month and the unemployment rate has dipped to pre-recession levels, the number of foreclosed homes has seen a corresponding substantial decline.
Read More »Fannie Mae, Freddie Mac Exceed Risk-Sharing Goals
The GSEs began their risk-sharing initiatives in 2013 as a way to transfer risk from taxpayers to private investors while the Enterprises remain in conservatorship of the FHFA. Since then, the GSEs have transferred a substantial portion of the credit risk for mortgages totaling hundreds of billions of dollars in unpaid principal balance (UPB).
Read More »GSE Reform: ‘Let’s Not Wait Until the Next Crisis’
Despite the hesitancy of the administration on GSE reform, the time to have a conversation about the topic is now, according to a group of analysts.
Read More »Housing Advocates’ Applause of Trust Fund Contribution Comes With Caution
The recently announced contribution by Fannie Mae and Freddie Mac to the National Housing Trust Fund drew guarded praise from housing advocates and civil rights groups.
Read More »The Impact of HAMP on GSE-Backed Loans
With HAMP set to expire at the end of this year, how much of an effect has the program had on GSE-backed loans?
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